As we celebrate Maha Shivratri, the great night of Lord Shiva, let us take a moment to reflect on the timeless wisdom of the divine yogi and how it can guide us through the churning tides of the stock market. Just as Shiva’s grace transforms chaos into harmony, his teachings can help us navigate the volatility of the financial world and emerge stronger, wiser, and wealthier.

In today’s fast-paced world, where lifestyle diseases are on the rise, securing your financial future against unforeseen health challenges is more important than ever. While a standard health insurance policy covers hospitalization and medical expenses, it may not be enough to handle the financial burden of critical illnesses like cancer, heart disease, or kidney failure. This is where Critical Illness (CI) Cover comes into play.

It all started with a simple message in our WhatsApp group. Rohan (Friend 1) dropped a bombshell: “RBI announces premature redemption of gold bonds and ETFs until September 2025.” And just like that, our casual chat turned into a full-blown discussion about gold, investments, and the mysteries of the financial world. Lucky for us, Bachat Babu (Friend 2) , the group’s resident wealth manager, was there to drop some knowledge bombs. Here’s how it went down—and what we learned about investing in gold.

When it comes to securing your financial future, especially during retirement, choosing the right pension plan is crucial. LIC’s Smart Pension Plan is one such offering that has been gaining attention for its flexibility, guaranteed returns, and a wide range of annuity options.

In the ever-evolving world of finance, it’s not uncommon for investors to lose track of their investments, especially those made years ago. Whether it’s due to a change in contact details, lack of updated KYC information, or simply forgetting about an old investment, many mutual fund folios remain inactive and unclaimed.

One of the most critical aspects of managing your portfolio is understanding market sentiment and how it influences investment decisions. Two key concepts that shape market behavior are risk-on and risk-off environments.