A solid financial plan is not just about saving and investing. It is also about protecting those savings from risks that can drain them quickly. That is where insurance fits in. Whether it is health, life, or motor insurance, these policies work as financial safety tools.

Smart Saving Strategies for Indian Runners: Enjoy Running Without Breaking the Bank

Running is one of India’s most accessible sports, but costs can add up quickly. In this third installment of our budgeting series, we reveal 10 proven strategies to slash your running expenses by 30-50% while maintaining (or even improving) your running experience.

Just as a well-structured training plan guides you to race day success, a thoughtful budget framework ensures your running passion remains financially sustainable. In this second part of our series on budgeting for runners in India, we’ll explore how to categorize expenses, plan for big purchases, set realistic spending limits, and track costs effectively.

How to Budget for Your Running Passion: Smart Financial Planning for Runners in India

The rhythmic pounding of feet on pavement, the rush of endorphins, the sense of accomplishment after completing a challenging run—these are the moments runners live for. Running is often hailed as one of the most affordable sports—just a pair of shoes and determination, right? But for dedicated runners in India, the costs can add up quickly. From shoes and gear to race registrations and nutrition, pursuing your running passion requires smart financial planning.

India’s Historic Economic Milestone

Recent reports confirm that India has officially surpassed Japan to become the world’s fourth-largest economy in 2025, according to the International Monetary Fund (IMF) World Economic Outlook. This landmark achievement underscores India’s rapid economic expansion and solidifies its position as a key player in the global economy.

When business titan Ratan Tata drafted his will, he ensured his legacy would be protected—not just through careful asset distribution but also by including a powerful legal safeguard the “no-contest clause.” This clause, also known as an in terrorem clause, played a decisive role when Mohini Dutta—a longtime confidante and the only non-family member to inherit a significant portion (₹588 crore) of Tata’s estate—initially disputed the valuation of his bequest.